Hal Cutler

Your Real Estate Agent with Houses for Sale,
values and current market information for
buying and selling
Oxnard Real Estate, Oxnard Beach Houses, Channel Islands Homes, Port Hueneme Real Estate CA

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Last modified: January 19, 2012

Investing in Oxnard and

Port Hueneme Real Estate

Contact Hal Cutler now for buying and selling Real Estate investments and current market information!

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Real Estate investment is not for everybody. It is a business that requires patience and tenacity. Many investors have turned to Real Estate to protect their savings. Unlike the stock market, real estate is traditionally a long term investment vehicle and over time is historically secure.

Oxnard and Port Hueneme can offer excellent returns on investment due to low housing prices and stable rents.. As prices have dropped, investment opportunities are better than ever. The "SOAR" initiative (Save Our Agricultural Resources), passed by the voters a few years back, notes that conversion of  agricultural land to residential use requires a vote of the people. This initiative does, in effect, limit growth and tends to result in ever increasing property values over the long run.

The Economy

Oxnard and Port Hueneme have historically shown growth above the national average and unemployment below.  The Port of Hueneme, with BMW and DOLE as important employers, flourishes.  High tech, Bio-tech, import-export and the Military provide a strong, diversified economic base county wide.  

What makes safe & manageable investments?

The answer is not the same for everyone.  A potential investor must determine their own "comfort" level, both in the value of the investment and the size of the management function. Certainly Real property should be only a portion of any well rounded portfolio.

This Real Estate Agent still feels strongly that one's primary residence should also be the initial investment property.  The value of a primary residence has benefits including large income tax deductions from mortgage interest and property tax payments and a means of building tax free equity*.

Types of investments

A simple one unit residential rental is the simplest way to begin.  Oxnard and Port Hueneme lends itself very well to this sort of vehicle since the rental market is exceptionally strong, but requires a large cash down to avoid a negative cash flow situation. A decision, up front, should be made as to whether one intends to purchase a long term rental or a property that may, at some point, be a primary residence as well. For more about rentals.......

"Flipping" a "fixer",  not for the faint-hearted, can also yield a good return.  This kind of investment involves the purchase of a property in poor condition, then a quick cleanup and sale.  In years past buying and holding over time made the most sense but investing for a quick profit can work for the sophisticated investor. More about Redevelopment...

Multi-Unit Residential, This type of property is in very short supply. This Realtor will be happy to consult with you directly & confidentially regarding your specific needs.  

The 1031 Exchange

A 1031 exchange refers to the income tax code by which an owner of income property can defer the tax liability upon selling the property through a Real Estate exchange*. This Realtor has direct experience in managing this type of tax deferred transaction.  When handled properly with the right team of agents, escrow, title and exchange facilitators, this type of transaction generally goes well.  This agent will be happy to speak with you directly about this type of transaction.

*Tax benefits vary with individuals, so a decision to buy or sell real  property should include a consultation with a tax professional.

Hal's Tip!

Check out south Oxnard/Port Hueneme! 

This area, long the city's problem area is undergoing a huge redevelopment. Several projects, the largest, a 320 acre project known as SouthShore are still in the planning stage. Numerous smaller new home tracts and imminent construction of others are transforming this area right before your eyes making this area a "best buy" choice for the smart investor. For more about redevelopment....

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